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                          Do I need life insurance?

To determine whether or not you need to purchase life insurance, ask yourself this simple question:
Does someone depend on me financially? If the answer is yes, you most likely need life insurance.
Remember that the purpose of life insurance is to provide for your dependents in the event of an
untimely death. Life insurance provides cash to your beneficiary to help cover daily living expenses, to
pay the mortgage or other outstanding loans/debt, to pay for college, to pay for death expenses and
taxes, or to create an inheritance.

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